Reflecting upon the last 12 months; in Australia this comprises concerns of a stock market downturn that instead has bubbled along, housing market bubble about to burst still bubbling along, decreasing demand, price tightening and job losses not spoken about

At SBG Advisory our recent work has required us to delve into some interesting areas; for private clients, government and defence forces. A recurring theme has been a desire to examine fundamental steps organisations should take in order to proceed